Heat Pump Installation
Cold-climate heat pumps that actually work in Indiana winters. Dual-fuel options with your existing furnace as backup, or full all-electric Mitsubishi Hyper-Heat. Manual J sized, $2,000 federal credit eligible.
Heat Pumps in Indiana — The Honest Story
A 2010-era heat pump struggles below 25°F. A modern cold-climate inverter heat pump (Carrier Infinity Greenspeed, Mitsubishi Hyper-Heat, Trane XV20i) keeps full heating capacity down to 5°F and continues to produce useful heat at −13°F. Indiana winters are no longer a deal-breaker — if you spec the right unit.
Dual-Fuel (Hybrid)
Heat pump above ~25°F, gas furnace below. Best of both worlds. Lower install cost since you keep the existing furnace.
All-Electric Cold-Climate
Mitsubishi Hyper-Heat or equivalent. No gas backup. Lowest carbon footprint, highest upfront, biggest rebates.
Inverter / Variable
Modulates output continuously instead of single-speed cycling. Quieter, better humidity control, longer equipment life.
Honest Price Ranges
Indiana 2026 ranges, before tax credits and rebates. Final quote after Manual J load calc and site visit.
Standard Heat Pump + Furnace
15-16 SEER2, dual-fuel hybrid. Existing ductwork. Carrier or Goodman.
Cold-Climate Variable
Mitsubishi Hyper-Heat, Carrier Infinity Greenspeed, Trane XV20i. Most popular.
All-Electric Premium
Multi-zone, geo-replacement, or full envelope upgrade with electrical service work.
25C federal credit up to $2,000 + state/utility rebates can knock $3,000+ off the post-incentive price.
2026 Rebates and Credits
Federal 25C Credit
Up to $2,000 for qualifying heat pumps (CEE Tier 2 cold-climate). Filed on your tax return. We provide the AHRI certificate.
Duke Energy Rebate
$200-$500 for qualifying heat pump installs in Duke service territory (most of Boone County).
Indiana HEEHRA
High-Efficiency Electric Home Rebate — income-qualified households up to $8,000 on a heat pump install. We help you check eligibility.
Every Heat Pump Install Includes
The Work
- Manual J load calc
- Refrigerant line set
- Smart thermostat (dual-fuel logic)
- Outdoor pad + leveling
- Pressure test + evacuation
- Commissioning at 3 outdoor temps
The Paperwork
- Mechanical + electrical permit
- AHRI certificate (for tax credit)
- Duke rebate paperwork
- Manufacturer warranty registration
- Commissioning report
The Warranty
- 12-yr parts on most cold-climate units
- 2-yr labor (our shop)
- Mitsubishi Diamond / Carrier Infinity extras where applicable
- Plan-member lifetime repair lock
Heat Pump FAQ
Do heat pumps actually work in Indiana winters?
Cold-climate inverter models (Mitsubishi Hyper-Heat, Carrier Infinity Greenspeed, Trane XV20i) hold rated heating capacity down to about 5°F and continue to produce 70-80% capacity at −13°F. For the 4-6 days a year that's colder than that, a dual-fuel setup uses your gas furnace as backup.
What's the COP at 0°F?
For top cold-climate units, COP at 5°F is around 2.0-2.4. At 0°F it drops to 1.7-2.1. Still way more efficient than electric resistance heat strips (COP = 1.0), and competitive with $0.85/therm natural gas at Duke electric rates.
Will it raise my electric bill?
Yes — you're moving from gas to electric. But your gas bill drops or disappears. Net annual cost is typically within $200 of staying on gas, and you've removed combustion safety risk and gained AC at the same time.
How big a tax credit am I actually getting?
Federal 25C = 30% of equipment+install cost up to a $2,000 cap on heat pumps. So if your install is $13,000, you get the full $2,000. Add Duke rebate + any HEEHRA income-qualified rebate on top.
Can I keep my existing ductwork?
Usually yes, but heat pumps move more air than furnaces. We check static pressure and may recommend a return-air drop or one new supply run to keep the system happy.
How long does the install take?
Dual-fuel with existing ductwork: one day. Full system change-out with electrical work: 2-3 days.
Ready for a Heat Pump Quote?
Free in-home assessment. Manual J load calc. Written quote with tax credits + rebates spelled out.